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Free Credit Reports
The Fair and Accurate Credit Transactions Act allows consumers to get a copy of their credit report for free once a year from the big three national credit reporting firms: Equifax, Experian, and TransUnion. A credit report contains information on where a person lives, how the person pays bills, and whether the person has been bankrupt, arrested or sued. There are three ways to get them:
  1. https://www.annualcreditreport.com/
  2. Call toll-free: 877-322-8228
  3. Print out the annual credit report request form (41K PDF - Do you need the free PDF reader?)

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